Second Circuit -- Olin Corp. v. Am. Home Assurance Co.

Single seepage across many years is a single occurrence as defined in the contract.  Seepage that continues after the coverage period of the contract therefore results in liability where the contract provides for coverage of post-contractual damages from harms within the time of the contract.

Provisions barring coverage where prior insurance exists are not triggered until prior lower-level policies exhaust their limits.



Olin Corp. v. Am. Home Assurance Co.