Fourth Circuit -- Antonia Rota-McLarty v. Santander Consumer USA, Incorporated

Interlocutory appeal under the Federal Arbitration Act -- jurisdiction through Commerce Clause - auto lending industry.

Integration clause binds, as the two agreements were part of the same transaction.


Where a contractual term exempts assignees from arbitration, but is conjoined with a list of qualifying circumstances, the term only affects assignees as described in those circumstances.

Default is distinct from waiver in arbitration law.

Given lack of delay and minimal use o the 'trial machinery', arbitration was not waived by default.



Antonia Rota-McLarty v. Santander Consumer USA, Incorporated